So, fraud sms are a thing also in ..
Got one with "we could not fetch your fee, contact NTT support center".
Online access to credit card data showed though that they fetched money recently. Then, verification of the sender phone number and "contact here" number did not bring results. But searching the text shows that NTT issued a warning, and that they do not send such sms.
ntt-finance.co.jp/news/200521.

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Why do Japanese have to react to such a sms, instead of saying "hah, I wait for a letter or something"?
Because reputation is everything, having a bad record for paying can prevent getting loans or a credit card. Also when I applied for PR, I had to prove to have payed taxes and have a clean record.

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