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signal & payment systems 

Schneier on signal's coin feature-creep:

schneier.com/blog/archives/202

TLDR:

"adding a cryptocurrency to an end-to-end encrypted app muddies the morality of the product, and invites all sorts of government investigative and regulatory meddling: by the IRS, the SEC, FinCEN, and probably the FBI"

Which outside of all the the other arguments, I quite agree with.

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